1958 is the year where the story of Visa started. “BankAmericard Service Corporation” became an organisation that controlled all operations with unique Bank of America cards. Also, it started selling licensee for issuing the relevant cards. Visa payment system evolved, grew over large areas and did not always satisfied their clients with its name, which stood in the way of the company to realize the full potential.
In this regard, already on 26 July 1976, there was the first monetary transaction with a new name and logo of the company – Visa. This name is due to the uniqueness, simplicity and the same pronunciation in many languages. At the moment, this word means two different things. First of all, it is the very Visa Inc., which is the basis of the second object with the same name – VISA International Service Association. The second includes the international company with headquarters in Foster City and Visa Europe Services, located in London and subordinate to European banks.
Cards were popular as means for the use of online services and remote payment – both credit cards and debit cards. Almost every resident of a developed country has a Visa card. So there are more than two trillion cards in circulation around the world.
Often online casinos that accept Visa as the way to deposit or withdraw funds indicate beside it its direct competitor – MasterCard. By clicking the corresponding button, the gamer is moved to a page where he needs to specify usual card data: a full name of the owner; a number consisting of 16 digits; expiry date of the card; CVV2 security code. The information is usually stored, and that looks like the card registration in a casino.
Despite the security code, almost no guarantee of confidentiality isn’t provided. When making payments by the method described, there is a theoretical possibility of interception of the information by any system administrator who can use the data for similar transactions. This is the main disadvantage of the payment system Visa. Even an option for confirmation by SMS code from a bank does not always justify its use for this purpose. Despite this, Visa is still a popular service to pay for goods and services online via Internet.
And a deposit on an online gambling site is considered to be the purchase of goods from this point of view. It occurs during a short amount of time, but the withdrawal of money may take about several weeks. All depends more on a casino, so it is necessary to carefully read the rules for taking off real gains. Some virtual casinos do not always provide payments via Visa cards.
Cards issued by the company are of different kinds, they vary not only by the styling and design but also by the services they provide. Naturally, the first and the second are often connected, as in the case with Visa Gold and Visa Platinum. Cards are provided to both natural and legal persons. There is also a segregation by the solvency and belonging to a particular class:
Visa Virtual card deserves a special attention of users. After all, it was created specifically for those who are used to pay almost exclusively by Visa via the Internet. Sometimes the issue of such a card does not require a person to become the owner of a real credit card. He is given only a card number, expiration date and security code. Consequently, transaction security decreases.
A certain prepayment is common for a virtual card, it is impossible to replenish it in the future. There are also anonymous virtual cards. However, there are often difficulties arising in systems that require a user’s name verification.
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